Buying a Property
5 Facts About Mortgage Down Payments
We all know we need a down-payment for a mortgage. This shows the lender you are serious and have “skin in the game”. All this
Duncan Wilson
July 27, 2022
We all know we need a down-payment for a mortgage. This shows the lender you are serious and have “skin in the game”. All this
What do you think of the rates in 2022? To be quite honest. I saw it coming. We have been in a low rate environment
We all know and read about when mortgage rates increase. Mortgage rates play a critical role in determining how much a borrower will have to
A vendor take back is the process where a seller of a home takes back a portion of the equity as a mortgage loan. V.T.B.s
A promissory note is paper evidence of a debt that a borrower has agreed to owe a lender. When you sign a promissory note, you are
There are many things to know about title transfer refinances. Firstly, it all depends on how you obtain ownership of the property A title transfer
When the proceeds from the sale of the property are not enough to pay off the entire mortgage debt or closing costs, the difference between
M.I.C stands for Mortgage Investment Corporation. A M.I.C is a type of investment company that invests in mortgages. Typically, they are made up of a
All mortgage commitments have a funding date. The funding date signifies when the funds for your mortgage will be released. If a date cannot be
In the world of mortgage lending, a mortgage commitment and intent to lend are two very different terms. Understanding this difference is crucial for anyone
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