WikiMortgage
Tips, tricks, and guides to get you the best rate and make sure your mortgage experience is top-notch.
- Alt A Refinance
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- Buying and Selling
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- Private Mortgages
- Refinancing
- Renewing Your Mortgage
- Types of Mortgages
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Consumer Proposal Vs. Bankruptcy Vs. Refinancing
Consumer proposal, bankruptcy, and mortgage refinancing are all financial strategies that individuals in Ontario (and elsewhere) may use to address debt or financial difficulties, but
Should You Extend Your Mortgage Amortization Period?
When securing a mortgage, one of the most overlooked key decisions you’ll need to make is the length of your mortgage amortization period. The amortization
A Simple Guide to Mortgage Closing Costs
Buying a home is a huge milestone, and for many, it marks the realization of a lifelong dream! However, amidst the excitement of finding the
What To Do If Your Mortgage Renewal Is Denied
Renewing your mortgage is a significant financial milestone, allowing you to reassess your financial goals and potentially secure a better rate. However, sometimes things don’t
Buying a Home in Ontario 2024
As an aspiring homebuyer here in Ontario, you may be wondering how to take advantage of the potential drop in interest rates later this year.
Home Renovations That Will Increase Your Property Value
Your home is more than just a place to live and create lasting memories; it’s also a substantial investment. One of the best ways to
How To Pay Off Your Mortgage Early
Owning a home is a significant milestone, but the burden of a mortgage can often feel overwhelming. The good news is that there are effective
The Dilemma of Income, Taxes, and Mortgage Rates
Striking the right balance between Income Taxes and Mortgage Rates… In the intricate realm of personal finance, many individuals encounter a crossroads when juggling income,
The First Time Home Buyers’ Plan
In Canada, the First-Time Home Buyers’ Plan allows individuals under 50 to withdraw funds from their Registered Retirement Savings Plan (RRSP) to purchase their first
Buying a Home With Your Parents
In Ontario, buying a home with your parents typically involves a co-ownership arrangement where they get added to the property title. When parents go on
Things to Consider Before Co-Signing a Mortgage
Co-signing a mortgage is a big responsibility that should not be taken lightly. Before agreeing to co-sign a mortgage, it’s important to understand the responsibilities,
Buying a House with No Down Payment?!
Do you dream of owning a home, but struggle to come up with a substantial down payment? You’re not alone. Many aspiring homebuyers face the