WikiMortgage
Tips, tricks, and guides to get you the best rate and make sure your mortgage experience is top-notch.
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Mastering Your Mortgage Renewal: A Strategic Approach to Payment Uncertainty
Are you one of the savvy homeowners who secured a mortgage with historically low-interest rates? Congratulations! You’ve made a wise financial move. But as the
Private Mortgages vs. Breaking Low-Rate First Mortgages
Taking out a private mortgage with a high-interest rate may seem counterintuitive. However, there are circumstances where it may be more cost-effective than refinancing your
Breaking Your Mortgage Early: A Cautionary Warning
Higher Rates = Stress in Mortgage Situations Breaking your mortgage early to obtain more money from your home is a decision that should be made
Mastering Weighted Average Interest: A Key to Managing Interest Costs
The concept of a weighted average is a fundamental mathematical idea that plays a crucial role in various aspects of finance, economics, and many other
Energy-Efficient Home Renovations That Are Worth It
As our world strives for greater sustainability, energy-efficient home renovations have become a pivotal focus for homeowners in Ontario, and rightfully so. Not only do
Green Home Upgrade Programs & Rebates in Ontario
As climate change continues to pose a global threat, individuals and governments alike are taking significant steps toward reducing their carbon footprint. Ontario is making
Fundamental Facts About Your Missed Mortgage Payment
Homeownership is a significant milestone for many individuals and families. However, it comes with financial responsibilities, one of the most important being mortgage payments. A
Know Your Terms: Mortgagor vs. Mortgagee
When it comes to the world of mortgages, two central figures play distinct but equally important roles: the mortgagor and the mortgagee. Whether you’re a
Banks vs. Credit Unions in Ontario: Key Differences
Banks vs. Credit Unions in Ontario: Key Differences Ownership and Structure: Banks: Owned by shareholders and operated for profit. Credit Unions: Owned by members who
First Home Savings Account – Why You NEED To Use This Down Payment Strategy
Saving is not sexy. There’s no immediate gratification to throwing $600/month into a savings account like a shopping spree or a big night out. However,
Mortgage Cosigner Requirements in Canada
Buying a home is a significant milestone in one’s life, but for many Canadians, the journey toward homeownership can be challenging. Especially when it comes
Why Your Mortgage Interest Rate is Going Up
It’s been a top economic story in Canada in the past year or so. Headlines of “Inflation running rampant”, “Bank of Canada Rate Hike Announcement”,