As housing affordability remains a pressing issue across Canada, homeowners are searching for innovative ways to maximize the value and utility of their properties. One
For many Canadians aged 55 and older, much of their wealth is tied up in their homes. While this equity provides financial security, it doesn’t
Derek and Mary Jane have been happily living in their family home for the past decade. Lately, they’ve been contemplating refinancing their mortgage to lower
Ontario’s mortgage landscape is undergoing a dramatic transformation. As traditional lenders like banks and credit unions tighten their lending criteria, more homebuyers and homeowners are
When you’re searching for a mortgage, you typically have two main options: working with a mortgage broker or going directly to a bank. While both
If you’re a recent homebuyer in Ontario and paid the Non-Resident Speculation Tax (NRST), you may be eligible for an NRST refund – potentially saving
Preparing for a recession requires a proactive approach to your finances, focusing on savings, investments, and credit management. With economic uncertainty on the horizon, taking
Divorce can be a challenging time, and dealing with a shared mortgage adds another layer of complexity. For couples facing this situation, understanding your options
Navigating the mortgage process in Ontario means relying on licensed professionals to act with integrity, professionalism, and transparency. If you feel a mortgage broker or
One of the most valuable—but sometimes overlooked—financial perks of owning a home in Canada is the Principal Residence Exemption (PRE). This tax benefit can save
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