Derek and Mary Jane have been happily living in their family home for the past decade. Lately, they’ve been contemplating refinancing their mortgage to lower
Ontario’s mortgage landscape is undergoing a dramatic transformation. As traditional lenders like banks and credit unions tighten their lending criteria, more homebuyers and homeowners are
When you’re searching for a mortgage, you typically have two main options: working with a mortgage broker or going directly to a bank. While both
If you’re a recent homebuyer in Ontario and paid the Non-Resident Speculation Tax (NRST), you may be eligible for an NRST refund – potentially saving
Preparing for a recession requires a proactive approach to your finances, focusing on savings, investments, and credit management. With economic uncertainty on the horizon, taking
Divorce can be a challenging time, and dealing with a shared mortgage adds another layer of complexity. For couples facing this situation, understanding your options
Navigating the mortgage process in Ontario means relying on licensed professionals to act with integrity, professionalism, and transparency. If you feel a mortgage broker or
One of the most valuable—but sometimes overlooked—financial perks of owning a home in Canada is the Principal Residence Exemption (PRE). This tax benefit can save
A variable rate mortgage is a type of home loan where the interest rate can fluctuate over time, typically in line with the lender’s prime
The Canadian mortgage industry is undergoing significant changes that will reshape the landscape, for homebuyers and homeowners alike. The Canadian government has recently announced what
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