If you’re a recent homebuyer in Ontario and paid the Non-Resident Speculation Tax (NRST), you may be eligible for an NRST refund – potentially saving
Preparing for a recession requires a proactive approach to your finances, focusing on savings, investments, and credit management. With economic uncertainty on the horizon, taking
Divorce can be a challenging time, and dealing with a shared mortgage adds another layer of complexity. For couples facing this situation, understanding your options
When it comes to securing a mortgage, homebuyers and real estate investors have two primary options: working with a mortgage broker or going directly to
When buying a home in Ontario, one of the most significant costs you’ll encounter is the Land Transfer Tax (LTT). Often overlooked by first-time buyers,
Buying your first home is a thrilling milestone, but as exciting as the process can be, it’s easy for home buyers to make mistakes that
Real estate has long been a popular avenue for building wealth, thanks to its potential for steady cash flow, property appreciation, and leverage. However, real
One of the biggest hurdles for homebuyers, especially first-time buyers, is saving for a down payment. In Ontario, as in the rest of Canada, the
A variable rate mortgage is a type of home loan where the interest rate can fluctuate over time, typically in line with the lender’s prime
Canadian bond yields play a significant role in determining mortgage rates, especially for fixed-rate mortgages. For home buyers and real estate investors, understanding the relationship
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