Nick Lucier
Mortgage Broker M22002699
WikiMortgage Posts by Nick

Should You Refinance Your Mortgage Now, or Wait?
Derek and Mary Jane have been happily living in their family home for the past decade. Lately, they’ve been contemplating refinancing their mortgage to lower

Why Private Lending Is Surging as Banks Tighten Up
Ontario’s mortgage landscape is undergoing a dramatic transformation. As traditional lenders like banks and credit unions tighten their lending criteria, more homebuyers and homeowners are

Why You Should Choose a Mortgage Broker Over a Bank
When you’re searching for a mortgage, you typically have two main options: working with a mortgage broker or going directly to a bank. While both

How to Get a NRST Refund in Ontario
If you’re a recent homebuyer in Ontario and paid the Non-Resident Speculation Tax (NRST), you may be eligible for an NRST refund – potentially saving

How to Prepare Your Finances for a Recession
Preparing for a recession requires a proactive approach to your finances, focusing on savings, investments, and credit management. With economic uncertainty on the horizon, taking

Managing Your Mortgage Through a Divorce
Divorce can be a challenging time, and dealing with a shared mortgage adds another layer of complexity. For couples facing this situation, understanding your options