The stress test is applied to all mortgages. Stressing a mortgage rate happens when you are quoted an interest rate. Every Broker/Agent must apply a
Buying a home is often the biggest investment an individual will make in their lifetime. However, coming up with a down payment can be a
What are the main types of refinancing? Cash-out refinancing Rate and term refinance Reverse mortgage When should someone sit down and refinance? I believe
Building your credit is not difficult if you know how. Your credit report is something of an enigma when it comes to explaining how it
There are 5 main types of credit facilities reported to the credit bureau credit cards (banking and retail store cards) line of credits which includes
How can someone tell if they are dealing with the best broker around? We are going to go through a quick list of how dealing
What is Joint Tenancy and how does it differ from Tenants In Common? The Difference Between Joint Tenancy and Tenants in Common is: The structure
This beginner’s guide will outline what Triple-A lending is. It goes by many names: Prime lending Bank lending (even though bank branches outsource B lending
These are the 8 questions you should be asking your Licensed Mortgage Broker/Agent 1. Know what to expect. Asking the following questions helps ensure
There are many costs when it comes to refinancing your mortgage. Most of these costs are realized at the end when you sign with a
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