Let Us Help Rebuild Your Credit Score and Achieve Homeownership
Having a bruised credit score can make it difficult to qualify for a traditional mortgage. Banks and other traditional lenders have strict credit requirements, and a low credit score or past credit issues can make it hard to get approved. However, bruised or bad credit doesn’t mean you can’t become a homeowner.
Mortgage Suite specializes in helping those with bruised credit secure a mortgage. We understand that credit scores and credit history are not the only indicators of a person’s ability to repay a mortgage.
Our team of licensed mortgage professionals can guide you through the process of getting a mortgage, even with bruised or bad credit, and help you understand the different options available to you. We work with a wide range of lenders, including banks, credit unions, and private investors, to help you find the best rates and terms.
Some of the situations we specialize in include:
- Existing Debt
- Bankruptcy
- Insolvency
- Proposals
- Bank Refusals
- Bad/Bruised Credit
- New to Canada (no credit)
Some of the benefits of getting a bruised credit mortgage with Mortgage Suite include:
- Alternative financing options: We can help you find alternative financing options, such as non-conventional loans, that may be more suited to your unique credit situation. Learn more about alternative mortgage solutions here.
- Credit repair assistance: We can provide credit repair assistance and advice to help you improve your credit score and increase your chances of being approved for a mortgage. Learn more about how to build and fix your credit score here.
- Lower Down Payment: Some loans that are available to those with bruised or bad credit require a lower down payment than traditional mortgages.
- Flexible loan terms: We offer a variety of loan terms to fit your needs, from short-term adjustable-rate mortgages to long-term fixed-rate mortgages.
- Fast and easy process: Our streamlined application process makes it easy to get started on your mortgage journey.
At Mortgage Suite, we are dedicated to helping our clients achieve their home ownership goals, even if they have bruised or bad credit. Contact us today to learn more about how we can help you.