When it comes to paying off your mortgage, the structure of your payments can make a significant difference in how much interest you pay and
Divorce can be a challenging time, especially when it comes to dividing shared assets like the family home. For those who wish to keep the
For many Ontarians, the dream of owning a home can seem out of reach due to high property prices and strict mortgage qualification requirements. However,
Financing a unique property can be an exciting journey—but it’s rarely straightforward. When a client came to me with their heart set on a property that
Real estate investing has long been a popular strategy for building wealth and generating passive income. While many investors focus on traditional methods like buying
Kevin had always dreamed of owning his own home. For years, he’d saved diligently, socking away every spare dollar, making coffee at home, skipping vacations,
As of October 11, 2024, the Canadian mortgage industry has entered a new era of regulatory oversight. The Financial Transactions and Reports Analysis Centre of
Understanding Debt-to-Income Ratio for a Mortgage in Canada When applying for a mortgage in Canada, one of the critical factors lenders assess is your debt-to-income
Buying a home is a significant financial and emotional decision, and having the right professionals by your side can make the process smoother and more
As a Mortgage Agent (Level 2) in Ontario, I’ve witnessed firsthand the impact of the mortgage stress test on the housing market and the lives
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