Rajni Bala
Mortgage Agent Level 1 M23007449
WikiMortgage Posts by Emmett

How to File a Complaint Against a Mortgage Broker with FSRA
Navigating the mortgage process in Ontario means relying on licensed professionals to act with integrity, professionalism, and transparency. If you feel a mortgage broker or

How To Avoid Taxes When Selling Your Principal Residence
One of the most valuable—but sometimes overlooked—financial perks of owning a home in Canada is the Principal Residence Exemption (PRE). This tax benefit can save

The Pros and Cons of a Home Equity Line of Credit (HELOC)
A Home Equity Line of Credit (HELOC) is a popular financing option that allows homeowners to borrow against the equity in their homes. HELOCs can

5 Strategies for Building Wealth Through Real Estate
Real estate has long been a popular avenue for building wealth, thanks to its potential for steady cash flow, property appreciation, and leverage. However, real

How Much Down Payment Do You Really Need to Buy a House?
One of the biggest hurdles for homebuyers, especially first-time buyers, is saving for a down payment. In Ontario, as in the rest of Canada, the

Variable Rate Mortgage Now and Lock in Later
A variable rate mortgage is a type of home loan where the interest rate can fluctuate over time, typically in line with the lender’s prime