Rajni Bala
Mortgage Agent Level 1 M23007449
WikiMortgage Posts by Emmett

Why Private Lending Is Surging as Banks Tighten Up
Ontario’s mortgage landscape is undergoing a dramatic transformation. As traditional lenders like banks and credit unions tighten their lending criteria, more homebuyers and homeowners are

Why You Should Choose a Mortgage Broker Over a Bank
When you’re searching for a mortgage, you typically have two main options: working with a mortgage broker or going directly to a bank. While both

How to Get a NRST Refund in Ontario
If you’re a recent homebuyer in Ontario and paid the Non-Resident Speculation Tax (NRST), you may be eligible for an NRST refund – potentially saving

How to Prepare Your Finances for a Recession
Preparing for a recession requires a proactive approach to your finances, focusing on savings, investments, and credit management. With economic uncertainty on the horizon, taking

Managing Your Mortgage Through a Divorce
Divorce can be a challenging time, and dealing with a shared mortgage adds another layer of complexity. For couples facing this situation, understanding your options

Mortgage Broker vs. Bank: Which Option Is Right for You?
When it comes to securing a mortgage, homebuyers and real estate investors have two primary options: working with a mortgage broker or going directly to